Seller Financing

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Seller Financing Program

Seller Financing is one of the easiest ways to home ownership without having to qualify through a bank. The advantages are huge for both the seller and the buyer.

The advantages to the buyer are numerous. Here are a few quick reasons you may want to go this route as the buyer.

  • No bank qualifying.  This can be huge as a owner occupied home owner.  There are many reasons why this may be to your advantage.  If you have challenged credit, a recent bankruptcy, a foreclosure or short sale, not enough time history at your job, just moved into town then these are all reasons why you may not qualify.
  • An investor can use this technique to gain more homes without worrying about having too many homes in their portfolio.

The advantages to the seller are also numerous.

  • Sellers can collect monthly interest payments thereby adding a higher rate of return to their investment.
  • They are selling on an installment sale and thus don't pay capital gains tax until after the loan is paid off.

Click here to see all of my Seller Financed Homes.

Some commonly asked questions about Seller Financing.